Have you and your parents had the difficult talk about future Long-term care needs? Chances are, since people are living longer, at some point we will all need help with daily living either at home or in a nursing facility. Long term care can be expensive and must be planned for long before it is needed. Have you taken out a Long-term-care insurance policy to pay for those expenses? Have you decided what will happen case of physical or mental limitations develop? No one likes to think that things may happen, but you don’t want to be caught unprepared if they do. This video will help you bring up a difficult subject that needs to be addressed.
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